iPhone insurance is not an easy product to find in the marketplace today. Over 90% of the policies taken out within the UK are assigned by the high street provider, and they offer extortionate prices per month.
For example, the new iPhone 3Gs costs £15 per month to insure, when the monthly tariff is only £35. Of course they don’t want the consumer to know that there are much better products available.
Check out the top 3 methods of lowering your monthly insurance costs:
1. Use an independent insurer: Make sure they are FSA regulated and make sure the policy covers all the necessities. There are thousands and thousands of products available at up to 50% off high street prices. Entering cheap iPhone insurance into Google results in over 4 million hits! Plenty of great deals to be had, but will take a little research time.
2. Use your bank account: It’s unknown to many people who have premium bank accounts set up in the UK, that the banks offer their customers phone insurance as part of their package. At no extra cost! Please be aware though that its very unlikely that the full cost of a new iPhone 3Gs (£600) will be covered.
3. Use your home contents insurance cover: It’s also unknown to many that their contents insurance covers for loss/damage/theft etc etc outside of their home. Once again its unlikely they will cover for the full cost of and iPhone 3Gs however figures of up to £500 have been quoted. Please check no claims bonus and excess policy as well. It is possible to achieve ‘no claims bonus’ protection for small additional fee per month.
To find cheap iPhone insurance is not as hard as one would think, right? If you have gotten familiar with this post here, you can find it easy indeed.

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